Retired Reserve Members and Family Members

Retired Reserve members and their family members may qualify for different options based on the age of the sponsor. 

Health Plan Options

Under Age 60

When you retire and you’re under age 60:

• You and your family members may qualify to purchase TRICARE Retired Reserve.
• If you don’t purchase TRR, you don’t qualify for any other TRICARE health plans until you turn age 60.

If you purchase TRR and you have adult children who “age out” at 21 (or 23 if attending college), they may qualify to purchase TRICARE Young Adult.

Ages 60 and Older

When you turn age 60, you and your family members become eligible for the same TRICARE health benefits as all other retired service members. Your health plan options are based on where you live.

In the U.S., you can use:

• TRICARE Prime
• US Family Health Plan
• TRICARE Select
• TRICARE For Life (with Medicare Part A and Part B)

Outside the U.S., you can use: 

• TRICARE Select Overseas
• TFL (with Medicare Part A and Part B)

Additionally, adult children who “age out” at 21 (or 23 if attending college) may qualify to purchase TYA.