Health Care Plans

Your child’s health care plan depends on their sponsor’s military status and where their school is. Update your child’s address in DEERS with their college address. If you don’t, your child may have problems with eligibility, coverage, or claims processing. When your child turns 23, or if they graduate before age 23, they may qualify to purchase TRICARE Young Adult up to age 26.

Health Care Plans in the U.S.

Sponsor Type	Plan Options
Active duty	TRICARE Prime, if school is in a Prime Service Area US Family Health Plan, if school is in a location where it’s available TRICARE Select Children can only use TRICARE Prime Remote if they still live at their parent’s home in a remote location.
Retired	TRICARE Prime, if school is in a PSA USFHP, if school is in a location where it’s available TRICARE Select
National Guard or Reserve	If the sponsor is activatedCalled or ordered to active duty service for more than 30 days in a row.: Same as active duty sponsors in the U.S. If the sponsor is inactive: Only covered if you’ve purchased TRICARE Reserve Select family coverage If the sponsor is retired and under age 60: Only covered if you’ve purchased TRICARE Retired Reserve family coverage If the sponsor is retired and age 60 or older: Same coverage as retired sponsors in the U.S.

Health Care Plans Overseas

Sponsor Type	Plan Options
Active duty	TRICARE Prime Overseas or TRICARE Prime Remote Overseas (if you’re command-sponsored and live with your sponsor) TRICARE Select Overseas
Retired	TRICARE Select Overseas
National Guard or Reserve	If the sponsor is activated: Same as active duty sponsors overseas If the sponsor is inactive: Only covered if you’ve purchased TRICARE Reserve Select family coverage If the sponsor is retired and under age 60: Only covered if you’ve purchased TRICARE Retired Reserve family coverage If the sponsor is retired and age 60 or older: Same coverage as retired sponsors overseas